Personal, Business & Life Insurance Built Around Your Needs
Cardinal Insurance Advisors is an independent insurance brokerage in Selden, NY. We compare available coverage options from multiple insurance carriers to help individuals, families and businesses find protection that fits their needs and budget.
What Do You Need to Protect?
Whether you’re protecting your home, your business or the people you love, we can help you explore your insurance options.
Personal Insurance
Protect your home, vehicle, belongings and personal assets with coverage built around your needs.
Business Insurance
Protect your business, employees, property and contracts with coverage designed around how your business operates.
Life Insurance
Help protect the people who depend on you with life insurance options designed around your family’s needs.
Need Something More Specialized?
We can also help with specialty coverage such as flood, umbrella and other risks that may require additional protection.
Why Work With an Independent Insurance Broker?
Unlike an agent who may represent a single insurance company, an independent broker can compare available options from multiple carriers. We help you understand the differences so you can make an informed decision about your coverage.
Multiple Carrier Options
We compare available insurance options rather than limiting you to one company.
Personal Guidance
Talk directly with a licensed broker instead of navigating everything through a call center.
Plain-English Explanations
We explain coverage, limits and deductibles without unnecessary insurance jargon.
Ongoing Service
We’re available after the policy is issued for questions, changes and ongoing policy needs.
How It Works
Insurance doesn’t have to be complicated.
Tell Us What You Need
Tell us what you’re looking to protect and what coverage you’re considering.
We Review Your Needs
We’ll learn about your situation and identify the coverage that may be appropriate.
We Compare Options
We compare available options from our carrier relationships.
We Explain the Differences
We’ll walk you through the important differences in coverage and pricing.
You Choose
You decide what works for you. We’re here to help throughout the process.
Business Insurance for New York Businesses
Your business has risks that a personal insurance policy isn’t designed to cover. We help New York business owners explore coverage options based on their industry, operations, contracts and assets.
Meet Your Insurance Broker
Zaber Nahiyan, EA, CAA is the broker behind Cardinal Insurance Advisors. The agency is based in Selden, NY and serves clients throughout New York State. Zaber is NYS licensed for both property & casualty and life insurance, so your coverage is reviewed by one advisor who knows your full picture.
Compare Options From Multiple Insurance Carriers
Cardinal Insurance Advisors is an independent brokerage. Depending on your coverage needs and eligibility, we can compare available options from multiple insurance carriers rather than limiting you to one company.
What Our Clients Say
Direct client testimonials, shared with permission.
“After 20+ years in accounting, I’m pretty particular about who I trust. Cardinal reviewed my life insurance and personal coverage and explained everything clearly without trying to sell me something I didn’t need.”
“Needed business insurance before taking on some bigger plumbing jobs. Cardinal made it simple and got me covered quickly.”
“My homeowners and auto rates went up again, so I called Cardinal to take a look. They found better options and made the whole process easy.”
“Needed a certificate of insurance for a new contract and was in a rush. They took care of it quickly and have been great to work with ever since.”
“We had been putting off life insurance for years. Cardinal explained our options without making it complicated, and we finally got something in place for our family.”
Your Local Insurance Broker in Selden, NY
Cardinal Insurance Advisors is based in Selden and serves clients throughout Suffolk County, Long Island, and New York State.
1305 Middle Country Rd, Suite 6
Selden, NY 11784
Monday to Friday: 9:00 AM to 5:00 PM
Saturday: 9:00 AM to 3:00 PM
Sunday: Closed
Frequently Asked Questions
What does an independent insurance broker do?
An independent broker like Cardinal Insurance Advisors compares policies across multiple insurance carriers instead of selling for just one company, so you see real price and coverage comparisons before you buy.
What areas does Cardinal Insurance Advisors serve?
We are based in Selden, NY and know Suffolk County and Long Island best. Our New York licenses also let us quote and write policies for clients anywhere in New York State.
How much does it cost to get a quote?
Nothing. A policy review or quote comparison from Cardinal Insurance Advisors is free, with no obligation to switch.
Do you only represent one insurance company?
No. We are an independent brokerage, which means we compare available options from a panel of carriers instead of representing just one company.
What happens after I purchase a policy?
We stay involved. We are the ones you call for questions, changes, or claims, and we proactively review your rate at every renewal.
Let’s Find the Right Coverage for You
Tell us what you’re looking to protect and we’ll help you explore your insurance options.